Credit card debt is a growing problem. Each day more and more individuals are on the verge of developing a problem with credit card debt. Avoiding credit card debt is the best way to stay debt-free, but for many individuals it is not as easy as it may sound.
Proper credit card use is the easiest and most successful way for you to avoid credit card debt. The problem that many individuals face is that they do not fully understand what proper credit card use entails. The first step in avoiding credit card debt is to charge only what you can afford.
It is estimated that around half of the individuals who use their credit card are unable to afford what they are charging. Many credit card holders use their credit cards as loans. Using a credit card as a loan is a d View the rest of this article
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